UPI App Download (PlayStore Links), RBI UPI App for SBI, HDFC, Axis, PNB etc.

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile App, Here we provide complete updates for UPI App Download, UPI Android App (PlayStore Links), RBI UPI App – SBI, HDFC, Axis, ICICI, PNP, PhonePay, PNB, BOB. Download UPI App From Play Store, Reserve Bank of India Launch Unified Payment Interface. UPI APK Download. Today  RBI Governor Raghuram Rajan has just turned your smartphone into a bank, On Monday On Monday, the NPCI (National Payments Corporation of India) launched the much awaited Unified Payments Interface (UPI). RBI Launches UPI App, Now you can easily Transfer payments to other persons, It’s being hailed by many as one of the biggest changes to take place in the financial sector, but there are many queries related to UPI Android App like – what is the UPI, and what does it mean to you?, How UPI Payment System Work, Here’s a quick guide to everything you need to know about the UPI. Now check more details for “UPI Android App (PlayStore Links), RBI UPI App – SBI, HDFC, Axis, ICICI”


What is UPI?

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

  • It is a payment system that will allow you to use a mobile phone to make money transfers. A virtual debit card, if you will.
  • The UPI is a system for instant, online bank payments.

NPCI  Says that 21 banks to go live with Unified Payments Interface

Banks including HDFC Bank, SBI, Axis Bank Ltd, Federal Bank, ICICI Bank Ltd and Punjab National Bank are set to go live with UPI-enabled mobile apps on Google Play Store.


SBI UPI App is Available Now, Please download SBI UPI APK From below link..

Download SBI UPI Android App from Play Store

BHIM App, Download BHIM Android App, BHIM APK from Play Store

Download UPI App from Play Store

Good News –  RBI UPI is Live, Here we provide direct links for download UPI App from play store, please download UPI android App from below direct links, currently only 4 banks live their UPI App, other banks are also live UPI App in next 2 or 3 Days. We update all banks UPI App download links in this article so keep visit to our site for more updates, and download available UPI Apps from below links…

कैसे काम करेगा UPI? –

  • गूगल प्ले स्टोर से बैंक का UPI ऐप डाउनलोड करें। बैंक अकाउंट कनेक्ट करें। आधार नंबर से जोड़ें।
  • एक यूनिक वर्चुअल आईडी बनाएं।यही आईडी ट्रांजैक्शन के लिए शेयर होगी।
  • मोबाइल पिन जेनरेट करें। उसी से पेमेंट भेजें या रिसीव करें।

The UPI app of 21 banks will be available on the Google Play Store in next 2-3 working days for the customers to download and start using

Name of BankDownload Link
Central Bank of IndiaDownload Cent UPI Android App New
PNB UPI AppDownload United PNB App
United Bank of IndiaDownload United UPI Android App
Union Bank UPI Android AppDownload Union Bank UPI Android App
Vijaya Bank UPI AppDownload Vijay Bank UPI Android App
UCO Bank UPI AppDownload UCO UPI Android App
Andhra Bank UPI AppDownload Andhra Bank UPI Android App
Axis Bank UPI Android AppDownload Axis Bank UPI Android App
ICICI Bank UPI Android AppDownload ICICI UPI Android App (Updated)
Canara Bank UPI Android AppDownload Canara Bank UPI Android App
Bank of India UPI AppNot available at this time
Bank of Baroda UPI AppNot available at this time
SBI Upi Android AppDownload SBI UPI Android App New
HDFC UPI Android AppDownload HDFC Bank Android App New
South Indian Bank UPI AppDownload SIB UPI Android App
Karnataka Bank UPI AppDownload KBL UPI Android App
TJSB Sahakari Bank UPI AppDownload TranZapp UPI Android App
Catholic Syrian Bank UPI AppDownload CSB UPI Android App
Bank of Maharashtra UPI AppDownload MAHA UPI Android App
DCB Bank UPI AppDownload DCB UPI Android App
Federal Bank UPI AppDownload Lotza UPI Android App
Phone Pay UPI AppDownload PhonePe UPI Android App
IDFC Bank UPI AppDownload IDFC Bank UPI Android App

How to Download UPI App

What are the different channels for transferring funds using UPI?

The different channels for transferring funds using UPI are:

  • Transfer through Virtual ID
  • Account Number + IFSC
  • Mobile Number + MMID
  • Aadhar Number
  • Collect / Pull money basis Virtual ID

How UPI App is Working

  • To send money to someone, you need to know only their UPI ID – a virtual identity like an email address. This could be your name, or your phone number, so for example, if your phone number is 1234567890, then your virtual address could be 1234567890@sbi (if your bank is SBI) or 1234567890@axis (if you’re an Axis bank customer), and so on.
  • By Using UPI app not need of knowing the recipient’s name, their bank account number, and IFSC code (or bank branch).
  • UPI is built on top of the IMPS, which you may have used to transfer money between bank account. Like IMPS, UPI is immediate, and works 24×7, through the year, unlike NEFT or RTGS services, which have specific working hours.
  • The UPI can also be used for shopping online – instead of entering your debit card number, expiry date, and CVV code, followed by waiting for the OTP, you’d just enter your UPI ID, and get an alert on your phone to verify the transaction.

Benefits of UIP App

The biggest impact of this app will be on third-party payments. Today, if you want to pay someone, you need to add him or her as a beneficiary. You need the IFSC code and bank account number and branch etc. The UPI app does away with all this. All you need is the receiver’s unique ID. Open the UPI app, select the amount to be paid, add the unique ID of the beneficiary and select ‘send’. The app will ask for a mobile pin to authenticate the payment after which it is done.

How is it different from the apps that banks provide?

Every bank requires you to download its app. So, if you have two bank accounts, you will find yourself needing two apps on your smartphone. But, with this interface, the customer needs to download only one app. The UPI interface will network all the banks together and make it possible for the customer to make her transactions using a single app.

Is UPI App safe?

Yes Very much so. The customer will be given a virtual ID and won’t have to disclose her bank details. Of course, she will have to authenticate her ID with a password.

How can a customer use UPI Android App

  1. Every Customer will need to have a bank account and a smart phone.
  2. Now Download the UPI app from Play Store
  3. Now Connect the bank account
  4. Create a Unique ID
  5. Generate a mobile pin
  6. Also link Aadhaar number

If you have any query regarding “UPI Android App (PlayStore Links), RBI UPI App – SBI, HDFC, Axis, ICICI” then please tell us via below comment box…

About Raju Choudhary

Article by Raju Choudhary Raju has written 810 articles. If you like This post, you can follow CAknowledge on Twitter. Subscribe to CAknowledge feed via RSS or EMAIL to receive instant updates.


  1. When it will be available for IOS users.

  2. What about windows platform

  3. Hello Central Bank of india is available.please help me

  4. I downloaded SBI UPI app but technical error occurred. Virtual address what to writ before @sbi.

  5. the recipient of money should also possess upi app?

  6. I hvg axis bank upi app. Sbh z not hvg upi app. Bank Customer care said v r not with upi.. Now can I add my Sbh account my axis upi app

  7. What in case of joint account ? how does it work ? it has to be initiated by someone and then accepted by other party or there is no such feature as of yet ?

  8. I have triple bank account how can i involve in this?? And sbi or bank of india s upi app is not available..& my question is how can i remote my multiple account by my smart phone? Upgrade it for multi account choice plz…

  9. please state Bank of India UPI link se jod de .

  10. I have 3 bank account how can i involve in this?? And sbi or bank of india s upi app is not available..& my question is how can i remote my 3 account by my smart phone? Upgrade it for multi account choice plz…

  11. PNB UPI not available. Why?

  12. Why this PNB UPI is not downloading?? it’s showing item not found …Please help me…

  13. I could not find upi app of central bank of India.

  14. Is it possible to send money from a bank account like sbi which is not in the UPI platfrom at present?

  15. When SBI upi app will be available ??

  16. I couldn’t find UPI app of Canara Bank and HDFC bank. Could you please provide that? If not please provide information regarding those. Thanks

  17. When we click on federal bank upi app… it redirect to DCB bank upi.. plz update link.


    Downloaded PNB & UBI UPI App from google playstore yesterday. Tried to run them – 1st one throws the message “due to technical problems timed out” and 2nd one says “un expected error occurs” while registering for the 1st time with my mobile registered with the banks after installation and the apps close abruptly. Please suggest any tricks.

  19. There is no upi app launched yet by PNB….

  20. Reffand cash

  21. Hi Raju Choudhary,

    Please update ICICI Bank UPI App link

  22. The url for ICICI Bank is incorrect.
    Please correct the link.

  23. prakash chandra srivastava

    oriental bank of commerce ka app nahin hai.

  24. Upi sbi app not be updated

  25. Bank of Baroda ka app hi nahi hi

  26. pls upload upi sbi aap

  27. When ios app for Axis Bank will be available for download???

  28. very Good
    it is very Helpfull to me

  29. How to download SBI upi app???

  30. Please add the Axis Bank UPI app link,

  31. Sbi mein to available hi nahi hai

  32. NPCI will not launch any separate UPI apps. Customers can download the UPI app of any bank and consolidate all their bank accounts for transactions. Currently 10 banks are pilot testing their UPI integrated apps. If testing is completed then in June 2016 it will be available to public.

  33. sachin p Lanjewar

    Do not find UPI app Google play

  34. not able to find UPI app on google play store

  35. That’s the best system for account holder….

  36. Is there any limit to transfer amount per day?

  37. very informative articles

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