Kissht 2024: Kissht is an online platform from where you can either have an EMI card or you can also take a personal loan. This online platform is very famous and successful and it is running very smoothly for a long time. Kissht is also approved by RBI, so there isn’t any risk of losing your money or fraud. This app has provided loans to numerous people in India. In this article, we will discuss all the details related to the kissht loan. Must Check RapidRupee loan app.
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Features of Kissht
The main feature of the Kissht app is that you can take loans from anywhere in India. This is a pan India application. Also, some of its features that makes it completely different from any other are:
- You can take loan numerous time after one time registration and documentation
- Minimum documents are required and the process is completely online and hassle free.
- Loan is approved very quickly and you can expect the money to be transferred into your account within 5 minutes.
- Kissht has multiple brand partners like Samsung, Make My Trip, and many more. Because of being in partnership with these companies, you won’t have to pay any interest rate if you buy something on EMI by using Kissht.
- Millions of people are using the application and they trust the application. As it is also approved by RBI, you can rest assured.
| Features | Kissht provides a loan within 5 minutes to your account. It has a variety of brand partners like, Samsung, make my trip, etc., Who provide EMI with 0% Interest Very few documents required |
| Eligibility criteria | You need to be an Indian to be able to take a loan. You need to be an employed person, although it doesn’t matter whether you are salaried or self-employed |
| Application process (Online/Offline) | The process is 100 % online and hassles free. You need to download the application first, either from the play store or from the official website Then you need to follow the steps |
| Documents Required | There are very minimal documents required like, Aadhaar Card, pan card, and some others. |
Eligibility criteria
There are some eligibility criteria available for safety and security. You need to know everything about this before applying for the loan or even for the EMI card. These are nothing special, but some basics which must be cleared to everyone, to maintain transparency. Without being eligible, you can’t apply for the loan, so look at the eligibility criteria with proper care:
- You need to be an Indian, if you want the loan.
- You need to be either a salaried employee or self-employed person to take a loan.
- The minimum age to take a loan is 21 years and the maximum age is 55.
- You need to have a running business or a regular source of income before taking the loan.
- You will have to Pay a 10 % down payment before taking the loan.
Documents required
The documents which need to have if you want to apply for the personal loan from the Kissht app are:
- Identity proof – Aadhaar card, pan card, Voter ID card, etc.
- For KYC, you need to have a pan card with you.
- You also need to provide the income proof, for that you can provide either the bank statement of 3 months or the latest salary slip.
- You will also be asked to provide the utility bill and some other documents as per your request.
Application process (Online/Offline)
The application process to get a personal loan from the Kissht app is very easy and simple to understand. It doesn’t require a lot of paperwork as the process is completely online and hassle-free. There is a minimum amount of documentation and you need to submit all the documents in the Scanned image. No security or collateral is required for a personal loan. You can even take a loan without any earlier records or any credit score. You may also like Navi Health Insurance.
Now the steps to take a personal loan from the Kissht app are:
#Step I – first of all you need to download the application from the Play Store or its official website.
#Step II – now you need to register in the application by providing details about your email id and phone no, etc.
#Step III – once you get registered on the application, you will be asked to choose the personal loan, amount and other relevant things.
#Step IV – now find the apply section to apply for the personal loan. Then fill the application form and write down all the details related to your salary, address, identity and others.
#Step V – attach all the required documents and with the application form and upload them.
#Step VI – all your documents and application form will be approved very soon and your loan amount will be transferred to your bank account within 5 minutes.
Frequently asked questions
No, you can’t apply for the loan without a pan card. Pan card is necessary for KYC.
Yes you can do all kinds of stuff from the application. You can check all kinds of details about your loan and your EMI, interest and tenure.
Since all loans are legally bound and governed by the RBI regulations if one is unable to pay their monthly instalment/EMI, it is considered a criminal offence in the Indian Court of Law. Your Credit score/CIBIL score will also take a hit due to non-payment of dues.
First Tap on ‘EMI Payments‘ under the ‘Recharge & Bill Payments’ section’, Then Select ‘Kissht’ as the operator service, Now you need to Enter the personal required details such as your loan number and mobile number, Now Press ‘Continue’ to view your Kissht Loan payment details.
