Jana Bank Saving Account: up to 7% Interest Rate 2024. Why Choose Jana Bank Savings Account? Through its network of branches in India and overseas, Jana Bank provides a range of financial products including the Jana Bank Savings Account. The savings account has a variety of benefits and services. The most attractive features are that the savings account does not require a minimum balance and provides ATM/Debit card, net banking and mobile banking facilities.
Jana Small Finance Bank have designed for Savings Account Product bouquet with the philosophy built on relevance. Each variant in our Savings Account offering represents our philosophy & aims to cater to a differentiating & significant demographic aspect of one’s life. Whether you are yet to begin your savings journey or are retired from work, whether you are a salaried individual or professional settled abroad, whether you are a student or an ambitious woman pursuing her dreams, we ensure that we, at Jana Bank, genuinely add value to your banking experience!
Quick Links
Interest Rates on Jana Bank Saving Account
Mentioned below are the applicable Interest Rates for Savings Account balances for Domestic Savings Accounts. Rates are effective from 29/05/2024 (subject to change from time to time)
| Savings Account Balance | Interest Rate per Annum | Illustration |
| Up to Rs. 1 Lakh | 3.50% | 3.50% will be paid on balances up to Rs. 1 Lakh |
| More than Rs. 1 Lakh and Up to Rs. 5 Lakhs | 5.00% | 5.00% will be paid on incremental balances above Rs. 1 Lakh & up to Rs. 5 Lakhs |
| More than Rs. 5 Lakhs and Up to Rs. 10 Crores | 7.50% | 7.50% will be paid on incremental balances above Rs. 5 Lakhs & up to Rs. 10 Crores |
| More than Rs. 10 Crores and Up to Rs. 20 Crores | 7.55% | 7.55% will be paid on incremental balances above Rs. 10 Crores & up to Rs. 20 Crores |
| More than Rs. 20 Crores | (Please contact your Branch) | |
- Interest will be calculated on a daily product basis
- The interest is paid / credited to savings account on quarterly basis on 01st July, 01st October, 01st January and 01st April each year
Special Features of Jana Bank Saving Account
| FEATURES | BENEFITS |
| Rate of Interest | Attractive interest rates up to 7% p.a. on your Savings Account |
| Average Monthly Balance | INR 2,500 |
| RuPay Debit Card | Unlimited withdrawals from any Jana Small Finance Bank ATMs across India |
| Mobile Banking App | Mobile Banking App to perform Fund Transfers comfortably |
| eKYC Enabled Account Opening | Open an account in minutes using our completely digitised process |
Jana Bank Saving Account Eligibility Criteria
Applicants must be Resident Indians to be eligible to apply for Regular Savings Account of the following types:
- Individual (sole or joint account)
- Senior Citizen
How to Apply
- Click here to Jana Bank Saving Account
- Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
- You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.
Key Benefits Of Jana Bank Savings Account
Jana Bank provides a range of financial products including the Jana Bank Savings Account, through its network of branches in India and overseas. The savings account has a variety of advantages and many easy to use services. The most beneficial and useful features are that the savings account does not require a minimum balance and provides ATM/Debit card, net banking and mobile banking facilities.
- Transfer accounts to any Jana Bank Branch without changing the account number
- Passbook issued free of charge
- No inter core charges for transfer transactions
- Multicity cheques
- Safe Deposit lockers
- Internet Banking, Mobile Banking, Kiosk Banking
- Nomination facility
- Personal Accident Insurance available at a nominal premium
- Multiple variants of ATM/Debit Cards like Gold Card, International ATM/Debit Card, etc.
- Can be linked to Multi Option Deposit (MOD) Account
Documents Required for Jana Bank Saving Account
a) Individuals
- Aadhaar/ Proof of application of Aadhaar enrolment which is not older than six months and
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) and
- FATCA Declaration which is part of the account opening form
- Recent Photograph
b) Hindu Undivided Family
- Aadhaar/ Proof of application of Aadhaar enrolment of Karta/existing authorised signatories)
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of HUF
- PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of Karta /existing authorised signatories)
- Declaration from the Karta and Joint Hindu Family letter signed by all the adult holders as per format Annexure 2 attached
- Recent Photograph of Karta/authorised signatories
- FATCA Declaration which is part of the account opening form
Charges and Fees
Recommended
