HDFC Freedom Credit Card: Enjoy CashBack on everyday spends only with Freedom Credit Card. HDFC Freedom Credit Card is a highly rewarding credit card. Rewards points earned on purchases made using the HDFC Bank Freedom Credit Card can be easily redeemed for an impressive range of gifts and air miles from an exclusive rewards catalogue.
Quick Links
HDFC Freedom Credit Card Features
- Enjoy spending on your Freedom Credit Card with 5X reward points on Dining / Movies / Groceries / Railways /Taxi
- Get 10X reward points on PayZapp & SmartBUY spends
- 25X reward points on Birthdays spends
- Redeem points for CashBack or Catalogue
Click Here to apply online
HDFC Freedom Credit Card Benefits
- Gift Voucher worth Rs 1000 on annual spend of Rs 90,000 and higher
- Get Renewal fee waived on spends of Rs 60,000 in a year prior to renewal date.
- Free Accidental Death Insurance upto 50Lakhs*
- Free Fire and Burglary protection for goods above Rs.5000 for 180 daysDo minimum 4 transactions using Credit card every month and get
Conditions Apply : Click here
Eligibility for HDFC Freedom Credit Card
You are eligible for the Freedom Credit Card based on the following:
| Customer Profile | Criteria |
|---|---|
| Salaried | Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income> Rs 12,000 |
| Self Employed | Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 2 Lakhs per annum |
Exclusive features and benefits
You will get some exclusive features and benefits with your Freedom Credit Card
- Welcome Benefit of 500 reward points on fee realization only
- Earn 25X reward points on your Birthday spends ( Upto maximum reward points of 3000)
- Earn 10X reward points on PayZapp & SmartBUY spends (Upto maximum reward points of 1,500 per statement cycle on cumulative spends)
- Earn 5X reward points on Movies/Dining/Groceries/Railways & Taxis spends ( (Upto maximum reward points of 1,500 per statement cycle on cumulative spends)
- For all other categories, get 1 reward point for every Rs.150 spends (Upto maximum reward points of 1,500 per statement cycle )
- Get gift voucher worth Rs.1000 on annual spends of Rs.90,000 and above. Click here for more details
- Redeem points for exciting gifts from our exclusive Reward Catalogue ( 100 Points = Rs.15) or for CashBack ( 100 Points = Rs.10)
- Spend Rs.60,000 in a year and get a waiver of next year’s annual membership fee
- Renewal benefit of 500 reward points on renewal fee realization.
Click Here to apply online
Please note-
- Reward points for eligible transactions will get posted in next statement
- Redemption of points for CashBack will happen in multiple of 500
- Welcome benefit of 500 Reward points & renewal benefit of 500 Reward points is applicable only on payment of membership fee and not ablicable when the fee is waived of
- For Terms & Conditions on reward points & annual/renewal Fee please click here
Fuel Surcharge waiver
Convenience fee waiver of 1%, capped at Rs .250 per statement cycle (Applicable on minimum transaction of Rs. 400 and maximum of Rs. 5,000) GST will be applicable
Contactless Payment Technology
The HDFC Bank Freedom Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
*To see if your card is contactless, look for the contactless symbol network on your Card.
You can use your card to make quick transactions at merchant locations accepting contactless cards.
Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 2000, the card holder has to enter the Credit Card PIN for security reasons.
Click Here to apply online
Safe & Secure Transactions : DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).
Zero liability on lost card: If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
Revolving Credit: Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
Interest free credit: Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).
Fees and charges applicable to a Freedom Credit Card
First Year & Renewal Fee is Rs. 500/- (GST* as applicable)
Spend Rs. 60,000 in a year to get waiver of next year’s annual membership fee. W.e.f 15th Feb’19, spend accrual for waiver of next year’s annual membership fee would be revised to Rs. 50,000
How to redeem the reward points?
- Request can be made through Net Banking after logging to your account. Cards–> Enquire –> Redeem Reward Points
- Minimum reward points required to redeem : 500
How can I register for Online Credit Card service (Netbanking)?
If you are an existing HDFC Bank account holder and have already registered for NetBanking then you can easily register for the Online Credit Card service as well.
- Step 1: Login into NetBanking with your Customer ID and password
- Step 2: Once inside NetBanking, click on “Credit Cards” Tab
- Step 3: Click on the “Register New Card” link on the left hand side.
- Step 4: Enter your Credit Card number, expiry date, credit card ATM PIN and click on “Submit”.
Click Here to apply online
Recommended Articles:
