HDFC Money Back Credit Card: Enjoy CashBack on everyday spends only with MoneyBack Credit Card. HDFC Money Back Credit Card is a highly rewarding credit card. Rewards points earned on purchases made using the HDFC Bank Money Back Credit Card can be easily redeemed for an impressive range of gifts and air miles from an exclusive rewards catalogue.
Quick Links
Main Features
- 2 Reward Points (RP) on Rs 150 spent
- 4 Reward Points on online spends
- Redeem Reward points as CashBack (100 Reward points = Rs.20)
- Fuel surcharge waiver of upto Rs. 250 per month
Eligibility
You are eligible for a MoneyBack Credit Card based on the following:
Salaried Employee
- Minimum Age 21 years
- Maximum Age 60 years
Self Employed
- Minimum Age 21 years
- Maximum Age 65 years
Click Here to apply online
How do I use a Chip Card?
A merchant has to tap the card in the POS terminal as opposed to swiping the card.
- Step 1: Tap the card in a POS terminal
- Step 2: Enter the amount
- Next Step 3: Do not remove the card till the charge-slip is printed
- Step 4: Take the customer’s signature on the charge-slip
Benefits
Do minimum 4 transactions using Credit card every month and get
- Free Accidental Death Insurance upto 50 Lakhs*
- Free Fire and Burglary protection for goods above Rs.5000 for 180 days
- Spend Rs 50,000 in a Quarter and get Rs 500 E-Voucher
Click Here to apply online
HDFC Money Back Credit Card Fees
- First Year Membership Fee – Rs. 500/- + Applicable Taxes, Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Welcome Benefit of 500 Reward Points and renewal benefit of 500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)* Terms & Conditions Apply
Please click here to view the fees and charges applicable on your MoneyBack Credit Card.
Goods and Services Tax (GST)
- Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
- The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
- GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
- GST levied will not be reversed on Any dispute on Fee & Charges / interest.
Click Here to apply online
Fuel Surcharge waiver
1% Fuel Surcharge waived off on fuel transactions ( Minimum transaction of INR 400, Maximum Cashback of INR 250 per statement cycle).
Interest free credit
Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).
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